Maine Capital Group, LLC Email Format
Real EstateMaine, United States2-10 Employees
Maine Capital Group, LLC is a small real estate lender based in Portland, Maine, providing financing options outside the scope of traditional banks due to stricter underwriting. The firm underwrites its own loans, tailoring terms to risk and collateral rather than standard bank criteria, and requires borrowers to invest capital in each loan or property with approval by an independent loan committee and a defined exit strategy. Its clients include experienced investors, contractors, and business owners who work within the real estate system. Loans are short term, typically around six months, with potential extensions, and the firm closes about four loans each month to maintain an active portfolio. The company offers a suite of collateralized real estate products, including new construction, renovation loans, operating capital, capital improvements, and bridge financing. Loans are secured by real estate with low loan-to-value ratios, and the organization supports take-out financing through both residential and commercial lending.