Merchant ReFi Employee Directory

Financial ServicesNew York, United States2-10 Employees

Merchant ReFi is a small financial services firm based in New York, New York that provides working capital solutions for businesses. Its core offering is a merchant cash advance that requires no collateral and accrues no traditional interest; repayment is taken as a small percentage of credit card transactions or via a fixed ACH debit until the amount is fully paid. The financing is structured through an easy three-step process: Apply, Review, Approved, to determine the appropriate option and move toward funding. Qualification criteria include being in business for at least one year, generating at least $20,000 in monthly sales, and maintaining a minimum credit score of 500; certain industries are excluded. Funding amounts range from $10,000 to $1,000,000 with terms of six to 18 months, and repayments can be daily or weekly. Approved applicants receive 10,000 bonus award miles.

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