Monterey Financial Services Email Format

Financial ServicesCalifornia, United States51-200 Employees

Monterey Financial Services is a mid-sized financial services firm based in Oceanside, California. With more than 35 years of experience, it creates customized financial arrangements by purchasing consumer receivables to provide immediate cash and by servicing both performing and non-performing loans. The company integrates into its clients' sales processes to enable financing options at the point of sale, supported by high approval rates for prime and non-prime consumers that allow low monthly payments.

Its client base includes businesses across a range of sizes seeking to accelerate sales or optimize cash flow, and firms that want to outsource management of current or delinquent receivables or to sell existing portfolios. It also operates as a registered broker, connecting clients with referral opportunities and potential long-term residual commissions. In December 2025 Monterey Financial launched an Enhanced Broker Program with an incentive bonus.

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