National Loan Exchange, Inc. Email Format

Financial ServicesIllinois, United States11-50 Employees

National Loan Exchange, Inc. is a broker specializing in charged-off and nonperforming asset portfolios, a role it has long played in the debt sale market. Tracing its roots to the 1980s, the company helped establish an open market for distressed assets tied to the Resolution Trust Corporation, later expanding to include real estate, consumer, student and auto loans, credit card accounts, and equipment leases.

In 1993, NLEX began representing portfolios on behalf of financial institutions to offer liquidity to buyers and to present new product opportunities, and it launched nlex.com in 2000 as an electronic auction platform. The firm has conducted monthly asset sales for banks, insurers, the U.S. government and other debt holders across the United States and Canada, moving more than $100 billion in face value. Since 2014, NLEX has operated as part of Heritage Global Inc., and in March 2026 Tom Ludwig was appointed President, while the company remains based in Edwardsville, Illinois as a mid-sized player in financial services.

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