Insights

Expansion momentum North Central Area Credit Union has pursued growth activities, including CEO appointment in 2025, new partnerships with Community Promise Federal Credit Union, and planned footprint expansion in Standish with property investments, signaling a readiness to scale services and cross-border offerings.

Partnership potential Recent partnership with Community Promise Federal Credit Union and ongoing collaborations suggest ample opportunities to offer co-branded or shared-services solutions, including technology platforms, ATM/branch network integration, and joint product campaigns.

Tech and security The bank’s technology stack includes standard web and security practices (Open Graph, oEmbed, jQuery, modern image formats, X-Content-Type-Options, X-XSS-Protection) indicating an openness to security-focused digital upgrade projects and enhanced member experience initiatives.

Customer reach With a multi-location footprint in Michigan and access to over 200 shared branches plus 30,000 surcharge-free ATMs, there is a clear opportunity to upsell integrated card, mobile, and remote banking solutions that leverage the wide network.

Financial health signals Revenue range ($10M–$25M) and a strategic shift toward expansion imply capacity for larger technology or services engagements, such as core system enhancements, data analytics, or risk/compliance solutions as the credit union scales.

North Central Area Credit Union Tech Stack

North Central Area Credit Union uses 8 technology products and services including Open Graph, oEmbed, jQuery, and more. Explore North Central Area Credit Union's tech stack below.

  • Open Graph
    Content Management System
  • oEmbed
    Dev Tools
  • jQuery
    Javascript Libraries
  • Amazon ALB
    Load Balancers
  • Adobe Acrobat DC
    Rich Text Editors
  • X-XSS-Protection
    Security
  • X-Content-Type-Options
    Web & Portal Technology
  • Modern Image Formats
    Wordpress Plugins

Media & News

North Central Area Credit Union's Email Address Formats

North Central Area Credit Union uses at least 2 format(s):
North Central Area Credit Union Email FormatsExamplePercentage
FLast@ncacu.orgJDoe@ncacu.org
92%
Last@ncacu.orgDoe@ncacu.org
8%
FLast@firstunitedcu.orgJDoe@firstunitedcu.org
84%
Last@firstunitedcu.orgDoe@firstunitedcu.org
11%
First.Last@firstunitedcu.orgJohn.Doe@firstunitedcu.org
5%

Frequently Asked Questions

Where is North Central Area Credit Union's headquarters located?

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North Central Area Credit Union's main headquarters is located at 2665 South Reserve Road Houghton Lake, Michigan 48629 United States. The company has employees across 1 continents, including North America.

What is North Central Area Credit Union's phone number?

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You can contact North Central Area Credit Union's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is North Central Area Credit Union's official website and social media links?

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North Central Area Credit Union's official website is ncacu.org and has social profiles on LinkedIn.

What is North Central Area Credit Union's NAICS code?

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North Central Area Credit Union's NAICS code is 52211 - Commercial Banking.

How many employees does North Central Area Credit Union have currently?

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As of June 2026, North Central Area Credit Union has approximately 28 employees across 1 continents, including North America. Key team members include Chief Lending Officer: P. J.Chief Branch Operations Officer: K. M.Chief Operating Officer: M. R.. Explore North Central Area Credit Union's employee directory with LeadIQ.

What industry does North Central Area Credit Union belong to?

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North Central Area Credit Union operates in the Banking industry.

What technology does North Central Area Credit Union use?

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North Central Area Credit Union's tech stack includes Open GraphoEmbedjQueryAmazon ALBAdobe Acrobat DCX-XSS-ProtectionX-Content-Type-OptionsModern Image Formats.

What is North Central Area Credit Union's email format?

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North Central Area Credit Union's email format typically follows the pattern of FLast@ncacu.org. Find more North Central Area Credit Union email formats with LeadIQ.

When was North Central Area Credit Union founded?

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North Central Area Credit Union was founded in 1956.
North Central Area Credit Union logo

North Central Area Credit Union

BankingMichigan, United States11-50 Employees

North Central Area Credit Union is a member‑owned financial cooperative based in Houghton Lake, Michigan, with branch locations in Grandville, Grayling, Houghton Lake, Roscommon and Standish. It provides a full suite of banking services for individuals and small businesses, including savings, certificates of deposit, free checking, and digital options such as online and mobile banking, plus credit and debit cards. The credit union offers lending for vehicles, mortgages, home equity, and business purposes, along with business checking, and it provides access to a broad network of more than 200 shared branch locations in Michigan and hundreds more nationwide, as well as about 30,000 surcharge‑free ATMs. Member deposits are federally insured by the NCUA up to at least $250,000. 

The credit union also offers non‑deposit investment products through CUSO Financial Services, L.P., which are not federally insured and may involve investment risk. In 2025, the organization announced a leadership change with Richter appointed as CEO and disclosed a partnership with Community Promise Federal Credit Union set to take effect in November 2025.

Section iconCompany Overview

Headquarters
2665 South Reserve Road Houghton Lake, Michigan 48629 United States
Phone number
Website
ncacu.org
NAICS Code
52211 - Commercial Banking
Founded
1956
Employees
11-50

Section iconFunding & Financials

  • $10M$25M

    North Central Area Credit Union's revenue is estimated to be in the range of $10M$25M

Section iconFunding & Financials

  • $10M$25M

    North Central Area Credit Union's revenue is estimated to be in the range of $10M$25M

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