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Insights

Growth Opportunities Recent leadership change with a new CEO and clear expansion focus signals openness to strategic partnerships, branch development, and product innovations. Leverage this momentum to propose scalable financial technology solutions, credit union partnerships, and revenue-enhancing programs.

Partnership Momentum Upcoming collaboration with Community Promise Federal Credit Union creates a joint growth channel and cross-sell potential for digital banking, wealth solutions via CFS, and co-branded services to expand member reach.

Expansion Footprint Plans to redevelop Standish site with new facilities indicate willingness to invest in physical infrastructure and omnichannel services. This opens doors for branch tech integrations, security upgrades, and ATM network optimization opportunities.

Digital & Security Active technology stack includes cloud services, online and mobile banking, and strong email protection. Opportunities exist to offer upgraded cybersecurity, data protection, fraud monitoring, and fintech integrations for a safer, smoother member experience.

Community & Engagement Community-driven initiatives like Superhero September and youth-focused programs show emphasis on member engagement. Potential to propose nonprofit partnerships, financial education platforms, and rewards programs to deepen member loyalty and increase wallet share.

Similar companies to North Central Area Credit Union

North Central Area Credit Union Tech Stack

North Central Area Credit Union uses 8 technology products and services including AudioEye, The Trade Desk, Amazon Web Services, and more. Explore North Central Area Credit Union's tech stack below.

Media & News

North Central Area Credit Union's Email Address Formats

North Central Area Credit Union uses at least 5 email formats:
North Central Area Credit Union Email FormatsExamplePercentage
FLast@ncacu.orgJDoe@ncacu.org
92%
Last@ncacu.orgDoe@ncacu.org
8%
FLast@firstunitedcu.orgJDoe@firstunitedcu.org
84%
Last@firstunitedcu.orgDoe@firstunitedcu.org
11%
First.Last@firstunitedcu.orgJohn.Doe@firstunitedcu.org
5%

Frequently Asked Questions

What is North Central Area Credit Union's phone number?

Minus sign iconPlus sign icon You can contact North Central Area Credit Union's main corporate office by phone at
+1-408-281-****
. For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is North Central Area Credit Union's official website and social media links?

Minus sign iconPlus sign iconNorth Central Area Credit Union's official website is ncacu.org and has social profiles on LinkedIn.

How much revenue does North Central Area Credit Union generate?

Minus sign iconPlus sign icon As of October 2026, North Central Area Credit Union's annual revenue is estimated to be $10M - $25M.

What is North Central Area Credit Union's SIC code and NAICS code?

Minus sign iconPlus sign iconNorth Central Area Credit Union's SIC code is 6062 - Credit Unions, Not Federally Chartered and NAICS code is 52211 - Commercial Banking.

How many employees does North Central Area Credit Union have currently?

Minus sign iconPlus sign iconAs of October 2026, North Central Area Credit Union has approximately 30 employees across 1 continents, including North America. Key team members include Chief Lending Officer: P. J., Chief Operating Officer: T. S. and Vice President Of Lending: G. Z. Explore North Central Area Credit Union's employee directory with LeadIQ.

What industry does North Central Area Credit Union belong to?

Minus sign iconPlus sign iconNorth Central Area Credit Union operates in the Banking industry.

What technology does North Central Area Credit Union use?

Minus sign iconPlus sign iconNorth Central Area Credit Union's tech stack includes AudioEye, The Trade Desk, Amazon Web Services, WordPress, Microsoft 365, Barracuda Email Protection, Paylocity and Adobe Creative Suite.

What is North Central Area Credit Union's email format?

Minus sign iconPlus sign iconNorth Central Area Credit Union's email format typically follows the pattern of FLast@ncacu.org. Find more North Central Area Credit Union email formats with LeadIQ.

When was North Central Area Credit Union founded?

Minus sign iconPlus sign iconNorth Central Area Credit Union was founded in 1956.
North Central Area Credit Union logo

North Central Area Credit Union

BankingMichigan, United States11-50 Employees

North Central Area Credit Union is a member‑owned financial cooperative based in Houghton Lake, Michigan, with branch locations in Grandville, Grayling, Houghton Lake, Roscommon and Standish. It provides a full suite of banking services for individuals and small businesses, including savings, certificates of deposit, free checking, and digital options such as online and mobile banking, plus credit and debit cards. The credit union offers lending for vehicles, mortgages, home equity, and business purposes, along with business checking, and it provides access to a broad network of more than 200 shared branch locations in Michigan and hundreds more nationwide, as well as about 30,000 surcharge‑free ATMs. Member deposits are federally insured by the NCUA up to at least $250,000. 

The credit union also offers non‑deposit investment products through CUSO Financial Services, L.P., which are not federally insured and may involve investment risk. In 2025, the organization announced a leadership change with Richter appointed as CEO and disclosed a partnership with Community Promise Federal Credit Union set to take effect in November 2025.

Section iconCompany Overview

Phone number
+1-408-281-****
Website
ncacu.org
SIC Code
6062 - Credit Unions, Not Federally Chartered
NAICS Code
52211 - Commercial Banking
Founded
1956
Employees
11-50

Section iconMedia & News

Section iconFunding & Financials

  • $10M - $25M

    North Central Area Credit Union's revenue is estimated to be in the range of $10M - $25M

Company Leadership

  • Chief Lending Officer at North Central Area Credit Union
    P. J.
    Chief Lending Officer
    Mobile Phone
  • Chief Operating Officer at North Central Area Credit Union
    T. S.
    Chief Operating Officer
    Mobile Phone
  • Vice President Of Lending at North Central Area Credit Union
    G. Z.
    Vice President Of Lending
    Mobile Phone
  • President Chief Executive Officer at North Central Area Credit Union
    F. P.
    President Chief Executive Officer
    Mobile Phone
  • Branch Manager at North Central Area Credit Union
    L. S.
    Branch Manager
    Mobile Phone

Employee Directory

  • Bank Teller at North Central Area Credit Union
    K. M.
    Bank Teller
    Mobile Phone

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