North Central Area Credit Union
BankingMichigan, United States11-50 Employees
North Central Area Credit Union is a member‑owned financial cooperative based in Houghton Lake, Michigan, with branch locations in Grandville, Grayling, Houghton Lake, Roscommon and Standish. It provides a full suite of banking services for individuals and small businesses, including savings, certificates of deposit, free checking, and digital options such as online and mobile banking, plus credit and debit cards. The credit union offers lending for vehicles, mortgages, home equity, and business purposes, along with business checking, and it provides access to a broad network of more than 200 shared branch locations in Michigan and hundreds more nationwide, as well as about 30,000 surcharge‑free ATMs. Member deposits are federally insured by the NCUA up to at least $250,000. The credit union also offers non‑deposit investment products through CUSO Financial Services, L.P., which are not federally insured and may involve investment risk. In 2025, the organization announced a leadership change with Richter appointed as CEO and disclosed a partnership with Community Promise Federal Credit Union set to take effect in November 2025.
1-888-653-2347 
support@leadiq.com 
