North Iowa Community Credit Union

Financial ServicesIowa, United States11-50 Employees

North Iowa Community Credit Union is a not-for-profit, member-owned financial institution based in Mason City, Iowa. Founded in 1956 by local labor unions' employees, it has grown from offering confidential credit and systematic savings to providing full-service financial options for individuals and families. Membership is open to residents or workers in Cerro Gordo, Franklin, Hancock, Winnebago, Worth, and Wright Counties, with an initial $25 deposit to open a Membership Savings Account. In the financial services industry, NICCU positions itself as a member-owned alternative to banks, returning earnings to members via higher savings dividends and lower loan rates. In 2026, the credit union launched the Mahalo digital banking platform to expand its digital offerings.

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