novio Employee Directory
Financial ServicesMaharashtra, India201-500 Employees
Novio is a Mumbai-based financial services company addressing credit access in India. It issues a RuPay credit card backed by a small fixed deposit, targeted at early-career workers, self-employed individuals, students, gig workers, and freelancers who lack income proof or a credit history. The card is issued within hours and can be linked to UPI for quick payments, while the fixed deposit continues to earn interest. Its broader payments and rewards ecosystem includes UPI payments, rewards, lounge access, travel discounts, free movie tickets, and instant rewards redemption with top brands, all in a single app. By offering access to credit without income proof or prior history, and by helping users build credit profiles, the company aims to support long-term financial growth and confidence for its customers. The organization is based in Mumbai and maintains a workforce in the low hundreds.
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