Embedded Finance Open Co positions as the leading Credit as a Service and embedded finance platform in Brazil, offering complete, modular credit infrastructure to SaaS, B2B, e-commerce, and marketplaces. This presents opportunities to upsell BNPL, personal loans, and working capital to partners integrating financial services without becoming a bank.

Scale & Impact With over 5 billion in credit disbursed, 16 million customers served, and 500+ credit decisions per minute, Open Co demonstrates strong capability to handle high-volume credit operations. Sales opportunities exist to target large-scale platforms seeking robust, scalable credit engines and risk controls.

Funding & Growth Backed by SoftBank and other global funds, Open Co has substantial growth funding and a history of rapid headcount expansion. This suggests readiness for enterprise partnerships and potential co-investment opportunities, as well as a need for scalable integrations and enterprise-grade support.

Tech & Integrations The tech stack includes cloud, data analytics, CRM, and security tools (Looker, AWS, Salesforce, HubSpot, KnowBe4). Leverage these to position Open Co as a technology-forward partner with seamless integration capabilities for partners seeking analytics, automation, and risk management in embedded finance.

Market Positioning As the largest CaaS and embedded finance platform in Brazil, Open Co targets a broad ecosystem of SaaS, marketplaces, and e-commerce players. Sales plays could focus on white-label solutions, streamlined KYC, payments, and collections to accelerate go-to-market for partners expanding financial services.