Open Co

Financial ServicesSão Paulo, Brazil51-200 Employees

Hi, we are Open Co! 💚
The largest Credit as a Service (CaaS) and Embedded Finance platform in Brazil.

With our solutions, your company can offer financial services without needing to become a bank. We transform SaaS platforms, B2B businesses, e-commerce stores, and marketplaces into financial ecosystems through a complete, modular, and intelligent credit infrastructure.

From application intake to the Credit Engine and KYC, including White Label solutions, payments, and collections, we deliver everything your business needs to launch and scale financial products efficiently and with controlled risk. Our partners offer solutions such as BNPL, personal loans, and working capital, resulting in increased revenue, retention, and higher LTV.

Our impact at scale:
- Over R$5 billion in credit disbursed
- More than 16 million customers served
- Over 500 credit decisions per minute

Backed by leading global investment funds, we are building the future of embedded finance, democratizing access to credit through a robust and scalable infrastructure.

Geru → www.geru.com.br  
BizCapital → www.bizcapital.com.br

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