Local ownership Optima Bank & Trust is a locally-owned, award-winning NH bank with a commitment to local decision-making. This presents a sales opportunity to promote relationship-focused commercial lending, cash management, and deposit services to organizations that value local expertise and regional knowledge.

Growth momentum Described as the fastest-growing bank in New Hampshire and among the fastest-growing in New England, with a recent merger in 2019. Target expansion-minded businesses and mid-market clients seeking scalable banking solutions, such as commercial loans, construction loans, and SBA lending to support growth.

Tech savvy Offers mobile and online banking, remote deposit capture, and online cash management. This indicates a fit for technology-forward businesses and treasury management prospects, including remote deposit capture for merchants and digital cash management services.

Niche lending Portfolio includes residential, jumbo, construction, SBA, and commercial loans. Focus on cross-selling to small to midsize enterprises, real estate developers, and professional services needing diverse lending products and tailored underwriting.

Strategic growth Historical mergers and expansion within New England, with a recent merger into Cambridge Trust Company announced in 2019. This signals potential alliance or cross-sell opportunities with affiliated networks and clients transitioning to larger regional platforms.