OWNER OCCUPIED COML PROPERTY LOANS Email Format

Financial ServicesCalifornia, United States2-10 Employees

Owner Occupied Coml Property Loans is a financial services organization based in North Highlands, California, established as a private nonprofit corporation in 1985. It operates as a catalyst within community development programs, helping small businesses secure financing by leveraging the U.S. Small Business Administration’s 504 loan program, which pairs local bank lending with fixed-rate, long-term financing and a modest down payment. The typical structure involves a local lender providing half the project cost in a first lien, and GSCDC providing a portion in a second lien with a fixed rate, supporting assets with 10 to 20 years terms, alongside a 10 percent cash or equity down payment. The company targets small businesses seeking asset financing and long-term stability, acting within the broader SBA 504 program framework to facilitate access to below-market fixed interest rates and favorable terms. Based in the Sacramento region, the organization serves clients through collaboration with local lenders to expand small business opportunities and employment, reflecting its nonprofit community development focus.

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