PayCaddy (YC W22) Email Format

Financial ServicesPanamá, Panama11-50 Employees

PayCaddy is a financial services company based in Panama City, Panama. It provides technology that enables other businesses to launch and manage financial products for their customers, employees, or suppliers, including the creation of digital wallets, online or in-app payments, and the issuance of MasterCard cards. The platform also supports programmable business rules to tailor how funds and cards are used.

Its target customers are other businesses looking to offer fintech features to their networks, rather than end consumers directly. By consolidating wallet management, payments, rules, and card issuance into a single solution, PayCaddy addresses the need for scalable, embedded financial services. The company is described as operating in Panama City with a relatively small to midsize team.

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