PayGarden
Software DevelopmentCalifornia, United States11-50 Employees
PayGarden is a small to mid-sized software company based in San Francisco, California. It provides a payment capability that enables online services to accept gift cards from more than 100 major US brands as a form of payment, including Starbucks, Walmart, and Best Buy. Targeting online merchants, the service addresses customers who either do not have a credit card or prefer to use existing gift card balances, broadening potential buyers for these businesses. In the United States, about $45 billion of gift cards remain unspent, while roughly $120 billion in new cards are issued each year, illustrating the scale of opportunity for alternative payment methods. Within the broader payments and software ecosystem, PayGarden sits among providers that incorporate gift card functionality into online checkout.