Paytm Payments Bank Email Format

BankingUttar Pradesh, India1001-5000 Employees

Paytm Payments Bank operates as a digital-first bank in India, offering accounts without minimum balances and with no charges for digital transactions. The bank is based in Noida, Uttar Pradesh, and its ownership is Indian, with Vijay Shekhar Sharma holding the majority stake and One97 Communications Ltd. owning the remainder. Launched on May 23, 2017, it aims to serve underbanked and underserved Indians and to bring a large portion of the population into the mainstream economy. 

In the Indian banking landscape, it emphasizes mobile access and inclusion as core principles. Its mission is to extend mainstream financial services to as many as half a billion Indians currently outside the formal economy. In 2026, the bank introduced an AI-enabled device for merchants that provides payment updates and business insights in multiple Indian languages.

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