PIOPAC Fidelity

Financial ServicesHawaii, United States11-50 Employees

PIOPAC Fidelity is a Honolulu, Hawaii-based financial services firm that operates as a wholly owned subsidiary of Pioneer Pacific Corporation and as an affiliate of Pioneer Pacific Financial Services, Inc. With more than twenty years of experience, it works with insurers, employers, and professional enrollers to design and administer cafeteria plans, educate employees about their benefits, and handle claims and reimbursements in line with IRS rules. 

The firm provides alternatives to payroll deduction for situations where that method is not feasible, using mechanisms such as ACH drafts, credit or debit card charges, and split deposits, with drafting aligned to the pay cycle to simplify enrollment in voluntary benefits. It administers a range of programs—including Flexible Spending Accounts, Limited FSAs, Health Reimbursement Arrangements, and Transportation Benefits—with services covering compliance testing, nondiscrimination testing, 5500 reporting, and HIPAA support. Additionally, Combined Billing allows employers to transfer funds for services like insurance premiums to PIOPAC for disbursement to vendors, reducing the employer's administrative burden.

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