Point Predictive Employee Directory
Software DevelopmentCalifornia, United States11-50 Employees
Point Predictive is a mid-sized software company based in San Diego, California, that develops machine learning scoring models used by banks and lenders to evaluate consumer loan applications. The company combines artificial and natural intelligence to support risk assessments, with a goal of enabling lenders to fund more loans while reducing misrepresentation and fraud in the process. Its data-driven approach relies on large-scale input from millions of loan applications, billions of derived data elements, and third-party sources augmented by human expertise. Point Predictive serves automotive, mortgage, retail, personal lending, and student loan finance companies, helping them verify information efficiently and limit first- and third-party losses. A notable recent development is the June 2026 launch of IEValidate True Income and Employment, expanding its risk verification capabilities.
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