Growth and scale Raiffeisen is Switzerland's second-largest banking group with 774 branches and over 2 million cooperative members, indicating a substantial existing client base and branch network ripe for cross-selling of digital banking, wealth management, or SME services to both retail and corporate clients.

Strategic partnerships Active collaboration with major banks and fintechs on a franc-pegged stablecoin initiative and sandbox testing presents opportunities to offer interoperable payments, digital asset services, and regulatory-compliant infrastructure solutions to Raiffeisen and its partner network.

Digital and data maturity Adoption of tools like Adobe Analytics, Splunk, MongoDB and cloud/directory platforms suggests readiness for data-led sales enablement, personalized marketing, fraud prevention, and customer insights services to optimize cross-sell and retention strategies.

Leadership transition Upcoming changes in executive leadership within 2026 indicate potential openness to strategic partnerships, new vendor relationships, and refreshed approaches to modernization projects, offering an entry point for renewal-focused proposals.

Funding and coverage Significant bond issuance activity and robust retail presence imply demand for treasury management tools, payment rails, and SME financing solutions, alongside advisory services for capital markets, debt origination, and regulatory reporting enhancements.