Digital Payments Raiffeisenbank has a track record of Android NFC mobile payments since 2021, indicating a strategic focus on digital payments. Potential sales angles include expanding NFC card and wallet services, tokenization platforms, merchant acquiring solutions, and integration with corporate procurement systems.

Corporate Finance The bank participates in large bond issuances and acts as lead manager for corporate clients, highlighting demand for treasury, cash management, FX, and capital markets advisory. Opportunities to upsell corporate lending, structured finance, project finance, and cross-border funding for Czech and regional customers.

Data Analytics Adoption of Kafka, Power BI, and data-oriented tooling suggests a strong data and analytics program. Sales opportunities include enterprise BI modernization, data integration and governance, customer 360, risk analytics, and analytics-as-a-service for client facing teams.

Cloud & APIs The tech stack shows reliance on modern dev/ops tools and open ecosystems (Red Hat, Postman, GitHub Actions). Upsell options include API management, secure cloud deployments, automation, integration platforms for corporate clients, and DevOps enablement services.

ESG & CSR The bank emphasizes community initiatives and Raiffeisen tradition, opening doors for sustainability-focused financial products. Potential offerings include sustainability-linked loans, green and impact financing, ESG reporting solutions, and CSR program support for client CSR goals.