Ratio Email Format

Financial ServicesCalifornia, United States11-50 Employees

Ratio is a financial services company that combines financing, payments, predictive pricing, and a streamlined quote-to-cash process into a single platform for SaaS and technology businesses. Its offerings aim to accelerate sales and provide growth capital without requiring discounting or dilution, while also creating new access to fixed-income-style opportunities for investors. The company targets recurring-revenue firms, particularly SaaS, seeking to simplify customer purchases and finance growth through upfront capital backed by contract portfolios.
Headquartered in San Mateo, California, Ratio positions itself within the FinTech space by aligning customer purchase experience with non-dilutive funding mechanisms. The business focuses on delivering two products: Ratio Boost, a BNPL-enabled payment and checkout solution for SaaS and recurring-revenue companies, and Ratio Trade, a non-dilutive upfront capital option backed by customer contracts. A recent development noted is the company’s continued offering of integrated solutions designed to streamline the sales cycle and capital access for high-growth SaaS firms.

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