AI Compliance Kajo centralizes payment network bulletins and regulatory updates, filters relevance for each client, analyzes impact, and generates instant summaries with domain-specific AI. This enables issuers and acquirers to stay compliant faster and positions Rivero for cross-network upsell.

Dispute Automation Amiko automates the full chargeback and dispute lifecycle—from intake to arbitration—capturing structured data, detecting invalid claims, and applying rule-based automation to maximize recoveries while reducing manual workload. This supports banks and fintechs in scaling operations and improving win rates.

Trusted Partnerships Rivero holds Visa Fintech Partner and Mastercard Network Enablement Partner statuses, plus PCI DSS compliance, ISO 27001 certification, and Swiss-made software. These credentials help ease enterprise procurement and enable regional deployments across Europe.

Growth Momentum Recent funding activity and the launch of Ask Kajo Intelligence signal strong growth and product expansion, providing talking points for mid-size banks and fintechs seeking AI-driven compliance and dispute solutions.

European Expansion The company serves issuers, acquirers, fintechs, and processors across card and non-card networks from its Zurich base, offering integrated Kajo and Amiko solutions that can be cross-sold to existing clients and expanded into new European market segments.