OEM Partnership Growth Roadrunner Financial serves as the in-house lender for Octane and already partners with multiple dealers in golf cars, mowers and EVs, illustrating a scalable channel with OEMs and dealers.

Near-Prime Focus The company specializes in near-prime financing (550-660+ FICO) and offers 0% interest options for qualified buyers, positioning it to win business from borrowers banks may overlook. A sales angle is to partner with dealers serving credit-builders and seasonal purchasers to capture incremental volume.

EV Financing Focus Cart Life EV and other EV-focused partners show Roadrunner's emphasis on electrified recreational products, aligning with growing demand for sustainable mobility and creating an opportunity to target additional EV and micro-mobility dealers with favorable terms.

Geographic Expansion Existing partnerships across Texas, South Carolina, and other regions suggest a scalable model for geographic expansion into high-density recreational dealer markets, enabling more dealers to offer flexible financing at point of sale.

Dealer Experience As an in-house lender with flexible loan structures that traditional banks may overlook, Roadrunner can deliver faster dealer funding and customized terms, supporting a push for streamlined onboarding, quick approvals, and co-branded marketing at the point of sale.