Community Engagement SBS Bank’s strong local presence with ten branches and active sponsorships, such as partnerships with Southland rugby teams and Kāinga Ora, demonstrate deep community ties, providing opportunities to offer localized banking solutions and community-focused financial products.

Recognition & Awards The bank’s recent awards as Mutual of the Year and Bank of the Year highlight its competitive positioning and customer satisfaction focus, opening avenues to pitch premium customer experience platforms and loyalty solutions.

Digital Growth With 24/7 digital banking services and tech adoption like Snowflake and Microsoft 365, SBS Bank is positioned to enhance cybersecurity, digital onboarding, and cloud-based data analytics solutions to improve operational efficiency.

Financial Outreach Though operating with a modest revenue of $1M-$10M, SBS Bank’s strategic partnerships and community credit offerings suggest potential for expanding financial products like shared ownership schemes or tailored mortgage solutions aimed at first-home buyers.

Customer Satisfaction Winning awards for customer satisfaction and launching charity-focused products indicate opportunities for upselling customer engagement tools, personalized financial advisory services, and loyalty programs to deepen customer relationships.