Scienaptic AI Email Format

Financial ServicesNew York, United States51-200 Employees

Scienaptic AI is a New York-based financial services company founded in 2014 that provides AI-powered credit decisioning to advance financial inclusion. Its platform integrates additional data, advanced machine learning, and risk and fair lending monitoring to help financial institutions approve more borrowers—including underbanked and underserved individuals—while managing risk. The platform supports over 150 lenders and serves financial institutions that collectively manage about $3.9 trillion in assets; it processes more than 3 million credit decisions per month and evaluates loan applications worth over $3 billion, enabling roughly 1.7 million underserved individuals to access credit opportunities each month. Scienaptic has experienced significant growth, with expansion of over 2,000% in the past three years, and has earned recognitions such as the Deloitte Technology Fast 500 list (2025) and a place on the CB Insights Fintech 100 list. In September 2024, its Credit Union Service Organization received strategic equity investments from clients, backed by 15 strategic investors; the company reports revenue in the range of $25 million to $50 million and employs between 51 and 200 people, with recent activity including partnerships and integrations such as Temenos announced in April 2026.

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