SettlementOne Credit & Verifications
Financial ServicesCalifornia, United States51-200 Employees
SettlementOne Credit & Verifications is a U.S.-based financial services company focused on mortgage data and verification services, based in San Diego, California at 2605 Camino Del Rio South (ZIP 92108), with 51-200 employees. It provides mortgage data and verification solutions to financial institutions and consumers to streamline the mortgage origination and lending process. Its solutions are designed to be compliant with regulatory requirements such as Dodd-Frank, Fannie and Freddie Appraisal Independence Regulations, Interagency Appraisal and Evaluation Guidelines, and FHA. The company serves banks, credit unions and mortgage bankers seeking customized credit and appraisal solutions that combine appraisal-management capabilities with technology and responsive service within a compliant lending process. Recent partnerships and product developments include collaborations with FICO to launch a mortgage simulator, with Truv for asset verification, and with Vesta Innovations to streamline verifications, and a 2024 engagement with Red Bank Veterinary Hospital to use SettlementOne's IRS 8821 income verification tool.