Merchant Network Sorocred operates at scale with over two million points of sale and three hundred thousand online stores across Brazil, presenting a prime channel for merchant branded credit programs, loyalty initiatives and financing partnerships targeting Class C and D consumers.

Inclusive Credit With more than five million cards issued concentrated in lower income segments, there is strong potential to upsell and cross sell tailored credit products such as auto, construction materials finance, working capital and personal loans through retailers and digital channels.

Diversified Portfolio The portfolio includes co branded, private label and benefits cards alongside a broad suite of financial products like investments and insurance, enabling bundled solutions that increase cross selling and customer lifetime value.

Ecommerce Growth A large online store base and payments capability open opportunities for payment tech partnerships, buy now pay later offerings, and seamless API integrations with e commerce platforms and fintechs.

Strategic Partnerships Sorocred's focus on credit access for lower income groups and durable stakeholder value makes it attractive for partnerships with financial education initiatives and brands seeking socially responsible lending and long term loyalty.