Southern Auto Finance Company, LLC Email Format

Financial ServicesFlorida, United States51-200 Employees

Southern Auto Finance Company, LLC is a financial services firm based in Pompano Beach, Florida (ZIP 33060). It specializes in auto financing for first-time buyers, individuals rebuilding their credit, and applicants with hard-to-verify income, including the self-employed. The company uses an AI-driven underwriting process that leverages three decades of underwriting experience to assess creditworthiness beyond a FICO score. Factors considered include time on the job, monthly cash flow, employment history, earning potential, phone bills, and other data points, enabling SAFCO to finance a broader set of buyers. Upon approval, customers can establish or improve their credit through on-time payments and can access Credit Advisors and educational resources; SAFCO aims to improve customers' position for traditional financing on future vehicles. The organization employs 51-200 people and maintains a website at gosafco.com.

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