Spandana Sphoorty Financial Limited Email Format

Financial ServicesTelangana, India1001-5000 Employees

Spandana Sphoorty Financial Limited operates as a non-banking financial company licensed by the Reserve Bank of India to provide lending without accepting public deposits. Its micro-credit program began in 1998 as Spandana Urban and Rural Development Organisation (SURDO) and later evolved into an NBFC before being reclassified as NBFC-MFI in 2015, with lending that encompasses group-based and individual models and products such as farm equipment financing and loans secured by gold jewelry. 

The company is based in Cyberabad, Telangana, and operates within the financial services sector. It maintains a sizable workforce. In June 2026, the board approved a merger with its subsidiary Criss Financial Limited, a move to consolidate the subsidiary’s secured lending portfolio onto SSFL’s balance sheet.

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