Market Presence State Bank and Trust Company has a solid regional footprint with 32 banking and seven mortgage offices across Georgia, representing a substantial local customer base and potential cross-selling opportunities in personal and commercial banking services.

Technology Adoption The company's use of advanced tech tools such as New Relic, Pardot, and modern web development resources indicates a focus on digital engagement and data-driven customer insights, opening avenues for targeted marketing and online service enhancement solutions.

Recent Asset Sale The sale of mortgage assets to CenterState Bank suggests a strategic shift or focus within their mortgage operations, offering potential opportunities to provide specialized financial products, refinancing solutions, or technology platforms supporting mortgage services.

Growth Potential With revenue estimates between 100 million and one billion dollars and a staff size of up to 1,000 employees, State Bank is positioned for growth, making it a promising target for expanding product offerings in banking technology, compliance, and customer engagement solutions.

Competitive Landscape Compared to larger competitors like Bank of America and Regions Bank, State Bank’s regional focus offers opportunities to deliver localized banking solutions, community engagement platforms, and tailored financial services to strengthen its market position.