Stichting BKR Email Format

Financial ServicesGelderland, Netherlands51-200 Employees

Stichting BKR is a Dutch financial services foundation dedicated to promoting a financially healthy society. It operates the Centraal Krediet Informatiesysteem (CKI), which records information on credit agreements and payment arrears, with mortgage arrears tracked as well. Banks, mortgage lenders, and credit card issuers consult the CKI to support responsible lending, while consumers can view their own records online; the registry covers more than 12 million people, of whom around 96% meet their payment obligations. As a non-profit entity, the organization emphasizes credit responsibility and the prevention of debt problems.

Beyond the CKI, the foundation secures other privacy-sensitive data in a protected data center to help prevent abuse and fraud in financial transactions. It participates in societal initiatives focused on early debt signaling and debt assistance, collaborating with the Ministry of Social Affairs and Employment, municipalities, and private partners on projects such as Vindplaats van Schulden. Founded in 1965 and based in Tiel, Gelderland, the organization works with roughly 250 affiliated entities and employs about a hundred people, operating as a mid-sized non-profit within the financial services landscape.

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