Sun Pacific Mortgage and Real Estate - California's Fast Hard Money Lender

Financial ServicesCalifornia, United States11-50 Employees

We offer alternative financing for your California real estate needs. We finance primary residences/owner occupied purchases & refinances, investment/non-owner type properties, single & multi-units, some commercial and some land.  If your client is having difficulty getting approved for a loan, contact us as we can help increase your transaction success rate!

We are a family owned and operated California company since 1988.   We are fully licensed for California with the Bureau of Real Estate (BRE) and the Nationwide Mortgage Licensing System (NMLS)- CA DRE license #01464899 and NMLS #360993.

Despite difficulties to qualify for bank or conventional loans due to credit, difficult-to-prove income for those self employed, condition of property, fast loan needed, etc. our loan programs can be of help!  We work with many Brokers/Lenders and Realtors to help get their clients'​ mortgages & real estate loans approved & financed. 

Our Alternative Finance programs are known as hard money or private money loans. These are mortgages done by individuals.  We connect up borrowers  who have equity in their home or a decent down payment on a purchase, with our private investors. Instead of getting a mortgage from the bank you get a mortgage from an individual and as the Broker, we ensure all laws and regulations are followed for both sides - keeping things safe.

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