Swaper
Financial ServicesHarju Maakond, Estonia2-10 Employees
Swaper is an Estonia-based peer-to-peer lending platform founded in 2016. It aggregates claim rights from several loan originators operating in Latvia, Spain, Peru, and Estonia, enabling investors to access consumer and business loans through a single online marketplace. The platform supports a passive income approach, with reported annual yields of up to 16%. The company is based in Tallinn, Harju County, and operates with a small team. As of March 2026, Swaper counted around 10,000 platform users and reported more than EUR 1.1 billion in loans funded since inception, with interest payments to users exceeding EUR 16.6 million.