High Yield Opportunity Tellus offers high-yield cash accounts (Boost up to 6%+ APY and Reserve at 7.75% APY on the first $2,500) powered by real estate lending. This presents an upsell and cross-sell opportunity to current account holders seeking stronger cash returns without market volatility.

Real Asset Lending As a non-bank lender focused on short-term real estate investor financing secured by non-owner-occupied properties, Tellus can partner with real estate investors and REIT-like entities seeking alternative funding sources, presenting a channel for growth in loan origination partnerships.

Data‑Driven Underwriting Proprietary data from property management tools (rent, maintenance, expenses, documents) enhances asset-focused underwriting. This can be leveraged in a co-branded risk assessment or targeted lending products for landlords with high on-time payment histories.

Non‑Bank Advantage Tellus operates outside traditional banking and FDIC frameworks, positioning as a challenger platform for customers who want cash growth tied to real assets. This opens sales conversations with fintech enthusiasts and customers seeking alternatives to banks.

Market Position & Growth With profitability since inception, a loan record of nearly $500M, and a scalable tech stack, Tellus is poised for expansion in sustainable cash alternatives and real estate-backed financial products, suggesting opportunities for institutional partnerships and added-value services.