SMB Focus Tri-Valley Bank targets individuals, businesses and nonprofits in Alameda and Contra Costa, offering a path to tailor lending, cash management and treasury services for SMB clients.

Personalized Banking Edge As a premier community bank with a relationship-driven approach, position for faster and more flexible service versus larger institutions and cross-sell treasury management, merchant services and SBA-friendly lending.

Nonprofit Opportunity Nonprofit organizations represent a core segment in the service area; provide nonprofit accounts, donor management tools and reliable treasury services to support grant cycles and cash flow.

Digital Banking Edge Capitalize on SMB digital needs by offering robust online and mobile banking, ACH and wire capabilities, remote deposit capture and strong security features to compete with fintechs.

Geographic Growth With a footprint in Alameda, Contra Costa and contiguous counties, pursue local outreach through chambers and community partnerships to win nearby SMB clients seeking personalized local banking.