Twin Cities-Metro CDC Employee Directory

BankingMinnesota, United States11-50 Employees

Twin Cities-Metro CDC (TCM CDC) is a banking-focused nonprofit organization based in Vadnais Heights, Minnesota, founded and certified in 1990 by the U.S. Small Business Administration. It leverages the SBA 504 loan program, often in partnership with other financial institutions, to help small business owners acquire or expand owner-occupied commercial real estate or to purchase equipment. The program offers benefits such as a low down payment, extended repayment terms, and a fixed, long-term interest rate, with recent increases in loan size to support larger projects. TCM CDC has assisted thousands of small businesses, totaling more than one billion dollars in project activity, and is positioned within the regional ecosystem as a facilitator of growth capital through SBA-backed financing.

The organization serves small businesses in the banking and development space, supporting clients through financing options that may also include refinancing of existing fixed-asset loans and potential cash-out for working capital under certain SBA program provisions. Located in the Twin Cities metro area, TCM CDC operates with a focus on enabling owner-occupied real estate and capital equipment investments, aligning with its mission to expand access to affordable, long-term financing for small enterprise growth.

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