Banking Backbone TWINT is supported by Switzerland's largest banks and SIX, creating a compelling entry point to banks and financial institutions for co-branded payments, API integrations, and wholesale wallet solutions to grow adoption among merchants and SME clients.

Direct Debit Readiness With a planned direct debit solution ahead of the 2028 LSV+ shutdown, target merchants and banks needing a modern, real-time debit rail, offering migration paths from legacy systems and expanded recurring payment capabilities.

Loyalty Wallet Growth TWINT's digital card storage and loyalty integration opens cross-sell to merchants and consumer brands for loyalty-enabled payments, improved redemption, and enhanced customer retention across in-store and online channels.

Fraud Risk Synergy NetGuardians partnership for fraud prevention creates a marketable angle to sell advanced risk analytics and fraud protection services to merchants and banks adopting TWINT, reducing chargebacks and enhancing compliance.

Ecosystem Expansion The active partner network demonstrates a ready-made channel to onboard merchants via PSPs and POS providers, enabling rapid sales to retailers in hospitality, retail, parking and vending by offering TWINT as a standard payment method.