Acquisition opportunity Upcoming acquisition by Community West Bank presents a potential for cross-sell opportunities, such as treasury services, deposit acquisition, and tailored lending solutions to integrate with the acquirer’s platform.

Scale potential With over 1 billion in assets and multiple branches in California, United Security Bank’s growth trajectory indicates demand for commercial lending, cash management, and digital banking enhancements that a partner could support during post-merger integration.

Executive leadership Long-tenured CEO and recent board-level appointment of an auto dealer as vice chairman suggest strategic openness to relationship-led engagement andIndustry connections for financing programs, strategic partnerships, and community banking initiatives.

Technology needs Current tech stack includes standard enterprise tools; opportunity exists to modernize digital experiences, data governance, and fraud prevention solutions to support scale, regulatory compliance, and customer onboarding.

Market expansion Presence across multiple California counties and a history of growth via mergers implies interest in selective market expansion services, regional credit products, and localized marketing partnerships to maximize market share.