United Trust Bank Limited Email Format

BankingEngland, United Kingdom201-500 Employees

United Trust Bank Limited is a London-based specialist bank offering secured funding facilities for individuals and businesses, along with deposit accounts for individuals, businesses, and charities. The bank operates divisions focused on development finance, bridging finance, structured finance, asset finance, and specialist mortgages, including residential, buy-to-let, and second-charge lending. It serves finance brokers, housebuilders, entrepreneurial developers, and individuals seeking flexible funding options, and it emphasizes building relationships with customers and broker partners.

It is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, with customer protections provided by the Financial Services Compensation Scheme and the Financial Ombudsman Service. Based in London, UTB is positioned as a mid-sized lender within the UK banking sector. In May 2026, the bank announced enhancements to its bridging valuation criteria, including the introduction of desktop valuations for bridging loans.

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