Universal Mortgage & Finance, Inc. Corporate Email Format
Financial ServicesMaryland, United States51-200 Employees
Universal Mortgage & Finance, Inc. operates as a mortgage lender in the financial services industry, serving home buyers, real estate professionals, and builders. Based in Annapolis, Maryland, the company has served the market for two decades and maintains in-house processing, underwriting, closing, funding and appraisal order management to support quick turnarounds and consistent quality. UMAFI offers a broad suite of residential loan programs, including FHA, VA, USDA, reverse mortgages, HARP refinances, 203k rehab loans, loans for foreign nationals, and products from Fannie Mae and Freddie Mac. It serves a national market with locations across multiple states, reflecting growth beyond its Maryland base. Its operations are described as automated and largely paperless, with underwriting decisions typically delivered within 24 to 48 hours.