Valley First Credit Union
Financial ServicesCalifornia, United States51-200 Employees
Valley First Credit Union is a mid-sized financial services cooperative based in Modesto, California. It operates as a member-owned not-for-profit institution serving communities across a broad Central California region, including Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. The organization emphasizes returning earnings to its members through higher savings dividend rates and lower loan rates, consistent with its People Helping People ethos. Its history traces to 1949, beginning with Stanislaus County Employees Federal Credit Union, followed by mergers that culminated in Valley First Credit Union, which opened its Modesto branch at 1419 J Street in 1999 under a state charter. The credit union has grown through these consolidations to serve a diverse membership across the Central Valley. In 2025, Valley First Credit Union expanded its community ties through a partnership with Nuts to provide replica 2024 California League championship rings to the first 500 fans with vouchers at entry.
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