Community Engagement Wayne Bank's strong local presence and long-standing history in Wayne County indicate a deep community tie, presenting opportunities for localized financial solutions, small business banking, and community-focused digital banking services.

Growth and Mergers The recent merger with Presence Bank significantly increases Wayne Bank’s assets and customer base, opening avenues for cross-selling advanced banking products, commercial lending services, and integrated financial platforms to new and existing clients.

Leadership Expansion Multiple executive promotions suggest a focus on strengthening management capabilities in areas like commercial lending and trust management, highlighting potential needs for innovative loan origination, trust services, and risk management technology solutions.

Digital and Security Focus Wayne Bank’s technology stack reflects a commitment to cybersecurity and digital infrastructure, indicating potential demand for advanced cybersecurity tools, digital banking enhancements, and fraud prevention solutions for safeguarding customer data.

Financial Growth With revenue estimates between 10 and 25 million dollars and recent investments like a 2 million dollar line of credit for local projects, the bank is positioned for strategic lending and corporate banking services, including project financing, small business loans, and treasury management services.