Working Credit
Non-profit OrganizationsIllinois, United States11-50 Employees
Working Credit is a national nonprofit based in Chicago that advances credit equity in predominantly low-income communities of color by addressing racial and economic justice. It provides credit-building education, one-on-one counseling, and access to financial products designed to help individuals build and use credit effectively. The organization pursues its mission through direct services, community engagement, and research and advocacy. Its work targets individuals and communities facing barriers to fair credit, focusing on those in economically disadvantaged neighborhoods of color. As a mid-sized nonprofit, it operates at the intersection of racial and economic justice within the broader nonprofit and financial wellness landscape. In 2023, Working Credit expanded its reach through partnerships, including collaborations with the Pine Bluff Regional Chamber of Commerce to offer workshops and with Purchasing Power to enhance financial-wellness tools.