Xapo Bank Email Format
Financial ServicesGibraltar, Gibraltar51-200 Employees
Xapo Bank is a Gibraltar-based financial services firm that operates as a Bitcoin-enabled bank, combining traditional banking with cryptocurrency functionality. Members can hold a US-dollar denominated account alongside access to blockchain-based payments, all within a single app. The platform offers 3.35% annual interest on USD deposits and 0.5% on Bitcoin holdings, with interest paid daily, though rates may vary and can be paid in any supported currency. Xapo Bank targets individuals seeking the security of a USD account and the flexibility of blockchain transactions, aiming to help users grow their wealth through a crypto-native banking experience. Within the financial services industry, it is positioned as a pioneering institution that integrates traditional finance with Bitcoin. In February 2026, Xapo Bank announced a partnership with Sakura Sky and Google Cloud to extend its governance foundations into agentic and third-party workflows.