Xtrm Inc.
Financial ServicesFlorida, United States11-50 Employees
Xtrm Inc. operates a global payments platform and API built on an intelligent digital wallet architecture that enables businesses and developers to integrate, receive, manage, and execute payments for themselves or their customers across B2B, B2C, C2C, and C2B flows. Typical use cases include incentives, rebates, accounts payable, referrals, and contractor payments, with the option to embed the payment functionality into existing web and mobile applications as a white-labeled solution. The platform supports a broad set of transfer options and currencies, including ACH, Wire, Visa Debit and Virtual Visa, checks, and more than 100 digital gift cards, while maintaining compliance with SOX, KYC, and AML requirements. Based in Miami, Florida, Xtrm is a small- to mid-sized financial services provider serving businesses of varying sizes seeking to manage global payments. In March 2026, the company described a move toward embedded payments, aiming to originate transactions directly within enterprise systems such as ERPs rather than relying on traditional bank portals.
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