ZINC Financial, Inc.
Financial ServicesCalifornia, United States11-50 Employees
ZINC Financial is a private lender focused on California fix-and-flip projects, providing capital to help investors close deals quickly and accelerate timelines. The firm emphasizes speed and simplicity, offering loan structures with high loan-to-cost ratios—up to 96.5% for purchase and rehab—and waiving appraisal requirements to speed closings. Decisions are intended to be swift and aligned with project needs, accompanied by straightforward terms that minimize barriers. Its customers include both new and experienced residential investors in California who prize velocity and repeatable results in fix-and-flip ventures. Operating within the financial services sector, ZINC Financial frames itself as a partner that supports value-add strategy execution and long-term investor success. The company is based in Fresno, California, and is characterized as a small to mid-sized lender.