Grant-funded cash bridge Target grant-funded R&D firms that struggle with cash flow while waiting for government reimbursements, offering a flexible working capital credit line to cover reimbursable expenditures and bridge gaps between spend and payment.

Seattle R&D ecosystem Leverage the local Pacific Northwest research ecosystem including universities, biotech, software, and defense to locate prospective clients and establish partnerships with grant consultants, accelerators, and tech transfer offices to generate inbound interest.

Nimble financing Differentiate from large banks by delivering a nimble, relationship-led credit facility without onerous personal guarantees, appealing to early-stage, entrepreneurial teams that need predictable working capital.

Digital-first experience Highlight a tech-forward onboarding and funding process that is cloud-based, secure, and fast, enabling quicker approvals and drawdowns for grant-funded research operations.

Cross-sell opportunities Position ARC as a partner for financial strategy during grant cycles and pursue cross-sell with grant management, treasury services, and advisory offerings, partnering with grant consultants to expand reach.