Nationwide reach Arroyo Insurance Services operates with licenses in all 50 states to serve nationwide accounts, presenting a scalable opportunity for cross-market employer benefits and national risk management programs.

Large premium volumes With over 200 million in client premiums and more than 100 million in employee benefits programs, there is strong potential to upsell enhanced coverage, wellness programs, and strategic HR benefits for mid-market to large clients.

Experienced team Average professional tenure exceeds two decades, suggesting stability and expertise in complex risk, benefits, and self-funded medical plan administration—appealing to sophisticated employers seeking trusted partners.

Diverse offerings End-to-end capabilities across Commercial, Personal, and Employee Benefits create cross-sell opportunities for integrated risk management, companion advisory services, and bundled insurance solutions.

Growth readiness Multiple regional offices and a sizable workforce indicate capacity for scalable deployment of new programs, digital tools, and value-added services to expand penetration with existing clients and capture new nationwide opportunities.