ASA International

Financial ServicesNorth Holland, Netherlands10001+ Employees

ASA International is one of the world’s largest microfinance institutions, driving financial inclusion across Asia and Africa. Our mission: empower low-income women entrepreneurs by delivering affordable, socially responsible financial services that transform businesses, households, and communities.

We operate in 13 countries, serving 2.5+ million clients through over 2,200 branches, with a gross loan portfolio north of USD 539 million and a dedicated team of more than 14,000 staff (as of 30 June 2025).

At our core is the ASA Model — a proven, cost-efficient microfinance approach. It’s decentralized, standardized, scalable, and socially accountable. Key features include collateral-free loans for income-generating activities, strict repayment before new loans, market-based interest, and branch-level decision-making to keep operations lean and responsive. 

The opportunity is huge. In our operating countries, there are an estimated 376 million low-income women who could benefit from our services. 
ASA International

We also prioritize transparency, risk management, and client protection; every one of our MFIs follows the Client Protection Principles.

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