Insights

Community Focus Bay Federal Credit Union exhibits a strong local presence with extensive community involvement, volunteer efforts, and sponsorships, indicating potential opportunities to offer community engagement solutions or local marketing partnerships.

Growth Expansion The upcoming branch opening in Monterey suggests a willingness to expand physical footprint, presenting opportunities for branch technology upgrades, local branch marketing solutions, and branch-specific financial products.

Digital Engagement Supported by a modern tech stack using tools like Google Analytics and Kentico, Bay Federal emphasizes digital channels, opening doors for digital marketing, customer experience enhancements, and data-driven financial product offerings.

Leadership Development Frequent leadership promotions and new executive hires highlight an investment in organizational growth, creating potential for leadership training, employee engagement solutions, and management-focused technology tools.

Financial Health With assets exceeding $1.6 billion and revenue between $50 million and $100 million, Bay Federal is a stable financial institution, making it a suitable candidate for advanced financial technology solutions, risk management services, and financial analytics tools.

Bay Federal Credit Union Tech Stack

Bay Federal Credit Union uses 8 technology products and services including Snowplow, Kentico, Microsoft 365, and more. Explore Bay Federal Credit Union's tech stack below.

  • Snowplow
    Analytics
  • Kentico
    Content Management System
  • Microsoft 365
    Email
  • Google Fonts API
    Font Scripts
  • yepnope.js
    Javascript Frameworks
  • styled-components
    Javascript Frameworks
  • HSTS
    Security
  • Google Analytics
    Web Analytics

Media & News

Bay Federal Credit Union's Email Address Formats

Bay Federal Credit Union uses at least 1 format(s):
Bay Federal Credit Union Email FormatsExamplePercentage
FLast@bayfed.comJDoe@bayfed.com
85%
Last@bayfed.comDoe@bayfed.com
9%
FirstLast@bayfed.comJohnDoe@bayfed.com
4%
First.Last@bayfed.comJohn.Doe@bayfed.com
2%

Frequently Asked Questions

Where is Bay Federal Credit Union's headquarters located?

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Bay Federal Credit Union's main headquarters is located at 3333 Clares Street, Capitola CA, 95010 95010, US. The company has employees across 2 continents, including North AmericaEurope.

What is Bay Federal Credit Union's phone number?

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You can contact Bay Federal Credit Union's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is Bay Federal Credit Union's official website and social media links?

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Bay Federal Credit Union's official website is bayfed.com and has social profiles on LinkedInCrunchbase.

How much revenue does Bay Federal Credit Union generate?

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As of October 2025, Bay Federal Credit Union's annual revenue is estimated to be $25M.

What is Bay Federal Credit Union's SIC code NAICS code?

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Bay Federal Credit Union's SIC code is 6011 - Federal Reserve Banks NAICS code is 52211 - Commercial Banking.

How many employees does Bay Federal Credit Union have currently?

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As of October 2025, Bay Federal Credit Union has approximately 249 employees across 2 continents, including North AmericaEurope. Key team members include Chief Financial Officer: A. W.Vice President Of Digital Services: S. C.Executive Vice President Chief Operating Officer: D. W.. Explore Bay Federal Credit Union's employee directory with LeadIQ.

What industry does Bay Federal Credit Union belong to?

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Bay Federal Credit Union operates in the Banking industry.

What technology does Bay Federal Credit Union use?

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Bay Federal Credit Union's tech stack includes SnowplowKenticoMicrosoft 365Google Fonts APIyepnope.jsstyled-componentsHSTSGoogle Analytics.

What is Bay Federal Credit Union's email format?

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Bay Federal Credit Union's email format typically follows the pattern of FLast@bayfed.com. Find more Bay Federal Credit Union email formats with LeadIQ.

How much funding has Bay Federal Credit Union raised to date?

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As of October 2025, Bay Federal Credit Union has raised $3.7M in funding. The last funding round occurred on Apr 10, 2023 for $3.7M.

When was Bay Federal Credit Union founded?

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Bay Federal Credit Union was founded in 1957.
Bay Federal Credit Union

Bay Federal Credit Union

BankingUnited States201-500 Employees

Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.6 billion in assets. Bay Federal provides full service financial products and solutions to Santa Cruz, Monterey, and San Benito counties. Whether a community member is looking to buy a home, purchase a car, save some money, or access the latest in banking technology, our local and friendly employees are here to help.

As a local, member-owned, not-for-profit financial cooperative, we are passionate about contributing to the community and being an integral part of its incredible story. Each year, our employees volunteer their time and donate their money to local non-profits, schools, and events. Our managers serve on local boards in an effort to be involved, to understand challenges, and, most importantly, to make a real difference.

Bay Federal also supports countless local organizations that provide community improvement programs, as well as area schools, through organizational partnerships and sponsorship.

From our founding as a teacher’s credit union, Bay Federal has continued our commitment to education. We offer annual student scholarships and run a financial education and outreach program that touches the lives of more than 3,000 community members — most of them students — per year.

Bay Federal's story continues to grow. In 2019, we were named the "Best Credit Union to Work For" by Credit Union Journal! We have a thriving culture of excellent service, community support and fun. 

We look forward to continuing our story, and hope that you will be a part of it!

Anyone who works, lives, attends school, volunteers, or worships in Santa Cruz, San Benito, or Monterey Counties is eligible to join Bay Federal!

Section iconCompany Overview

Headquarters
3333 Clares Street, Capitola CA, 95010 95010, US
Phone number
Website
bayfed.com
SIC Code
6011 - Federal Reserve Banks
NAICS Code
52211 - Commercial Banking
Founded
1957
Employees
201-500

Section iconFunding & Financials

  • $3.7M

    Bay Federal Credit Union has raised a total of $3.7M of funding over 1 rounds. Their latest funding round was raised on Apr 10, 2023 in the amount of $3.7M.

  • $50M$100M

    Bay Federal Credit Union's revenue is estimated to be in the range of $50M$100M

Section iconFunding & Financials

  • $3.7M

    Bay Federal Credit Union has raised a total of $3.7M of funding over 1 rounds. Their latest funding round was raised on Apr 10, 2023 in the amount of $3.7M.

  • $50M$100M

    Bay Federal Credit Union's revenue is estimated to be in the range of $50M$100M

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