Strategic partnerships BORICA AD demonstrates strong collaboration with global tech players such as OpenWay and IBM, indicating opportunities to position adjacent payment ecosystem solutions to a national infrastructure operator that routinely engages with partners for resilience, fraud protection and euro-transition projects.

Fraud resilient The partnership with IBS to deploy IBM Safer Payments and AI-driven fraud protection signals a buyers’ appetite for scalable security solutions across Bulgaria’s financial institutions, presenting upsell opportunities in fraud analytics, anomaly detection and real-time monitoring.

Euro transition BORICA led a coordinated national euro payments transformation in 2026, reflecting depth in large-scale core processing and regulatory-compliant deployment, indicating potential demand for modernization services, interoperability consulting, and risk assessment for payment rails.

Innovative services The focus on value-added, automating financial workflows and improving supplier–customer–bank relations suggests opportunities to offer workflow automation, data integration, and customer onboarding optimization targeted at banks and corporate clients.

Sustainability tie Active involvement in electronic technologies aimed at preserving nature provides a lead-in for sustainability-aligned payment solutions, energy-efficient infrastructure, and green fintech initiatives that can differentiate offerings to Bulgarian financial institutions.