Center for Responsible Lending
Public Policy OfficesNorth Carolina, United States11-50 Employees
The Center for Responsible Lending (CRL) is a nonpartisan research and policy organization focused on consumer lending, aiming to support homeownership and family wealth. Its work centers on mortgages, payday loans, credit cards, bank overdrafts, and auto loans, combining rigorous research with policy analysis to help policymakers evaluate protections and opportunities for wealth building. CRL educates consumers and the media about predatory lending, collaborates with local and national coalitions, and participates in select legal cases to advance consumer protections. Headquartered in Durham, North Carolina, CRL operates as an affiliate of Self-Help and maintains offices in Washington, DC, and Oakland, California. As a small to mid-sized nonprofit, it serves policymakers, consumers, and media by translating lending issues into actionable policy options. In March 2026, CRL filed an amicus brief with the National Consumer Law Center in the Ninth Circuit to support a lawsuit brought by active-duty military personnel against Cleo AI Inc. for Military Lending Act violations.
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