Insights

Growth leadership Established community bank with over 110 years in operations and recent headquarters expansion in Royal Oak, Michigan, signaling potential for relationship-based financial services expansion, treasury management, and commercial banking solutions across expanding Southeastern Michigan markets.

Retail and mortgage New executive hires in mortgage and retail banking indicate a strategic push to grow loan origination, consumer lending, and personalized financing products; sales outreach opportunities include mortgage services, home improvement loans, and integrated consumer credit solutions.

Commercial focus Promotions to executive roles in commercial banking and new business development hire suggest emphasis on SMB lending, treasury management, and small business advisory services; explore bundled packages for cash management, merchant services, and credit facilities.

Tech-enabled Adoption of digital tools and platforms (WordPress, Google services, analytics) indicates receptiveness to technology partnerships; propose fintech integrations, digital onboarding, and customer experience enhancements to support scalable growth.

Strategic partnerships Recent real estate collaboration and ongoing expansion plans point to opportunities in CRE financing, property development lending, and strategic facility partnerships; engage on real estate financing, asset-backed lending, and advisory services to align with future needs.

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Citizens State Bank Tech Stack

Citizens State Bank uses 8 technology products and services including AudioEye, iCIMS, Google Hosted Libraries, and more. Explore Citizens State Bank's tech stack below.

Media & News

Citizens State Bank's Email Address Formats

Citizens State Bank uses at least 1 email format:
Citizens State Bank Email FormatsExamplePercentage
FLast@micsb.comJDoe@micsb.com
100%

Frequently Asked Questions

What is Citizens State Bank's official website and social media links?

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Citizens State Bank's official website is micsb.com and has social profiles on LinkedIn.

How much revenue does Citizens State Bank generate?

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As of November 2026, Citizens State Bank's annual revenue is estimated to be $10M - $25M.

What is Citizens State Bank's NAICS code?

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Citizens State Bank's NAICS code is 52211 - Commercial Banking.

How many employees does Citizens State Bank have currently?

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As of November 2026, Citizens State Bank has approximately 62 employees across 1 continents, including North America. Key team members include Chief Financial Officer: K. L. and Commercial Loan Associate: A. S. Explore Citizens State Bank's employee directory with LeadIQ.

What industry does Citizens State Bank belong to?

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Citizens State Bank operates in the Banking industry.

What technology does Citizens State Bank use?

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Citizens State Bank's tech stack includes AudioEye, iCIMS, Google Hosted Libraries, WordPress, Mailchimp, Microsoft 365, Google Search Console and Piwik PRO Core.

What is Citizens State Bank's email format?

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Citizens State Bank's email format typically follows the pattern of FLast@micsb.com. Find more Citizens State Bank email formats with LeadIQ.

When was Citizens State Bank founded?

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Citizens State Bank was founded in 1910.
Citizens State Bank logo

Citizens State Bank

BankingMichigan, United States51-200 Employees

Citizens State Bank is a regional banking institution with a history dating back more than a century. Headquartered in Royal Oak, Michigan, the bank serves Southeastern Michigan and emphasizes delivering a banking experience that combines the resources of a larger financial organization with the personal service associated with a private bank. Its product and service strategy focuses on providing customized financial solutions and high-touch service to customers. The company positions itself as offering a broad suite of banking capabilities designed to meet varied customer needs while maintaining a commitment to customer-centric, individualized support.

The bank has its roots in Ontonagon, Michigan, where its original branch operated, and has continued to grow its presence in the region with a strategic focus on enhancing bank products and services. Recent leadership changes and appointments in mortgage banking, retail banking, commercial banking, and business development reflect ongoing expansion and a commitment to strengthening its advisory and lending capabilities. These steps align with its aim to address the financial needs of individual and business customers within its service area.

Section iconCompany Overview

Website
micsb.com
NAICS Code
52211 - Commercial Banking
Founded
1910
Employees
51-200

Section iconFunding & Financials

  • $10M - $25M

    Citizens State Bank's revenue is estimated to be in the range of $10M - $25M

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